Lower East Side People's
Lower East Side People's is a credit union based in New York, New York, established in 1986, with $90 million in total assets serving 8,683 members. By Trust Grade it ranks 113th of 267 credit unions we track in New York. Its net worth ratio of 20.0% is stronger than 78% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Lower East Side People's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lower East Side People's compares to New York peers
How we graded Lower East Side People's
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.0% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lower East Side People's over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lower East Side People's insured?
Yes. Lower East Side People's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lower East Side People's: frequently asked questions
Is Lower East Side People's a good credit union?
Lower East Side People's earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (20.0% capital ratio); Profitable (ROA 0.51%).
Is Lower East Side People's NCUA-insured?
Yes. Lower East Side People's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lower East Side People's?
Lower East Side People's holds $90 million in total assets, ranking 113th of 267 credit unions we track in New York. It serves 8,683 members.
Does Lower East Side People's have CFPB complaints?
No CFPB complaints against Lower East Side People's appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
