Local 804
Local 804 is a credit union based in Port Washington, New York, established in 1978, with $22 million in total assets serving 3,166 members. By Trust Grade it ranks 50th of 267 credit unions we track in New York. Its net worth ratio of 31.1% is stronger than 95% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Local 804 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Local 804 compares to New York peers
How we graded Local 804
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (31.1% capital ratio)
- Strongly profitable (ROA 1.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Local 804 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Local 804 insured?
Yes. Local 804 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Local 804: frequently asked questions
Is Local 804 a good credit union?
Local 804 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (31.1% capital ratio); Strongly profitable (ROA 1.91%).
Is Local 804 NCUA-insured?
Yes. Local 804 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Local 804?
Local 804 holds $22 million in total assets, ranking 50th of 267 credit unions we track in New York. It serves 3,166 members.
Does Local 804 have CFPB complaints?
No CFPB complaints against Local 804 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
