Niagara Falls A F
Niagara Falls A F is a credit union based in Niagara Falls, New York, established in 1955, with $21 million in total assets serving 1,678 members. By Trust Grade it ranks 120th of 267 credit unions we track in New York. Its net worth ratio of 11.5% trails most similarly sized credit unions (29th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Niagara Falls A F appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Niagara Falls A F compares to New York peers
How we graded Niagara Falls A F
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Niagara Falls A F over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Niagara Falls A F insured?
Yes. Niagara Falls A F is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Niagara Falls A F: frequently asked questions
Is Niagara Falls A F a good credit union?
Niagara Falls A F earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.62%).
Is Niagara Falls A F NCUA-insured?
Yes. Niagara Falls A F is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Niagara Falls A F?
Niagara Falls A F holds $21 million in total assets, ranking 120th of 267 credit unions we track in New York. It serves 1,678 members.
Does Niagara Falls A F have CFPB complaints?
No CFPB complaints against Niagara Falls A F appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
