Sea Comm
Sea Comm is a credit union based in Massena, New York, established in 1963, with $772 million in total assets serving 56,628 members. By Trust Grade it ranks 33rd of 267 credit unions we track in New York. Its net worth ratio of 17.7% is stronger than 95% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Sea Comm appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sea Comm compares to New York peers
How we graded Sea Comm
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.7% capital ratio)
- Strongly profitable (ROA 1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sea Comm over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sea Comm insured?
Yes. Sea Comm is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sea Comm: frequently asked questions
Is Sea Comm a good credit union?
Sea Comm earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.7% capital ratio); Strongly profitable (ROA 1.43%).
Is Sea Comm NCUA-insured?
Yes. Sea Comm is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sea Comm?
Sea Comm holds $772 million in total assets, ranking 33rd of 267 credit unions we track in New York. It serves 56,628 members.
Does Sea Comm have CFPB complaints?
No CFPB complaints against Sea Comm appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
