Cornerstone Community
Cornerstone Community is a credit union based in Lockport, New York, established in 1957, with $726 million in total assets serving 44,162 members. By Trust Grade it ranks 237th of 267 credit unions we track in New York. Its net worth ratio of 7.6% trails most similarly sized credit unions (2th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Cornerstone Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cornerstone Community compares to New York peers
How we graded Cornerstone Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cornerstone Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cornerstone Community insured?
Yes. Cornerstone Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cornerstone Community: frequently asked questions
Is Cornerstone Community a good credit union?
Cornerstone Community earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.48%).
Is Cornerstone Community NCUA-insured?
Yes. Cornerstone Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cornerstone Community?
Cornerstone Community holds $726 million in total assets, ranking 237th of 267 credit unions we track in New York. It serves 44,162 members.
Does Cornerstone Community have CFPB complaints?
No CFPB complaints against Cornerstone Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
