Meridia Community
Meridia Community is a credit union based in Hamburg, New York, established in 1955, with $141 million in total assets serving 10,109 members. By Trust Grade it ranks 21st of 267 credit unions we track in New York. Its net worth ratio of 16.1% is stronger than 91% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.32% return on assets. No consumer complaints against Meridia Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Meridia Community compares to New York peers
How we graded Meridia Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.1% capital ratio)
- Strongly profitable (ROA 2.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Meridia Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Meridia Community insured?
Yes. Meridia Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Meridia Community: frequently asked questions
Is Meridia Community a good credit union?
Meridia Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Strongly profitable (ROA 2.32%).
Is Meridia Community NCUA-insured?
Yes. Meridia Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Meridia Community?
Meridia Community holds $141 million in total assets, ranking 21st of 267 credit unions we track in New York. It serves 10,109 members.
Does Meridia Community have CFPB complaints?
No CFPB complaints against Meridia Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
