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credit union

Buffalo Metropolitan

Buffalo, NY · Est. 1937
A
Trust Grade
Excellent
Score: 93/100

Buffalo Metropolitan is a credit union based in Buffalo, New York, established in 1937, with $145 million in total assets serving 17,293 members. By Trust Grade it ranks 116th of 267 credit unions we track in New York. Its net worth ratio of 12.2% is stronger than 63% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Buffalo Metropolitan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$145.2M
$100M–1B institution
Members
17,293
Shares & deposits
Net worth ratio
12.2%
Top 37% of $100M–1B peers · New York median 12%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · New York median 0.67%
Rank in New York
#116
of 267 credit unions

How Buffalo Metropolitan compares to New York peers

Net worth ratio
Top 37% of $100M–1B peers
Buffalo Metropolitan
12.2%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Buffalo Metropolitan
0.3%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Buffalo Metropolitan

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Buffalo Metropolitan over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Buffalo Metropolitan insured?

Yes. Buffalo Metropolitan is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Buffalo Metropolitan: frequently asked questions

Is Buffalo Metropolitan a good credit union?

Buffalo Metropolitan earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.31%).

Is Buffalo Metropolitan NCUA-insured?

Yes. Buffalo Metropolitan is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Buffalo Metropolitan?

Buffalo Metropolitan holds $145 million in total assets, ranking 116th of 267 credit unions we track in New York. It serves 17,293 members.

Does Buffalo Metropolitan have CFPB complaints?

No CFPB complaints against Buffalo Metropolitan appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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