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credit union

Kaleida Health

Buffalo, NY · Est. 1975
A
Trust Grade
Excellent
Score: 95/100

Kaleida Health is a credit union based in Buffalo, New York, established in 1975, with $20 million in total assets serving 3,244 members. By Trust Grade it ranks 95th of 267 credit unions we track in New York. Its net worth ratio of 16.7% is stronger than 65% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Kaleida Health appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.4M
<$100M institution
Members
3,244
Shares & deposits
Net worth ratio
16.7%
Top 35% of <$100M peers · New York median 12%
Return on assets
0.7%
Top 46% of <$100M peers · New York median 0.67%
Rank in New York
#95
of 267 credit unions

How Kaleida Health compares to New York peers

Net worth ratio
Top 35% of <$100M peers
Kaleida Health
16.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Kaleida Health
0.7%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kaleida Health

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.7% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kaleida Health over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kaleida Health insured?

Yes. Kaleida Health is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kaleida Health: frequently asked questions

Is Kaleida Health a good credit union?

Kaleida Health earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Profitable (ROA 0.69%).

Is Kaleida Health NCUA-insured?

Yes. Kaleida Health is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kaleida Health?

Kaleida Health holds $20 million in total assets, ranking 95th of 267 credit unions we track in New York. It serves 3,244 members.

Does Kaleida Health have CFPB complaints?

No CFPB complaints against Kaleida Health appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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