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credit union

The Florist

Roswell, NM · Est. 1969
B
Trust Grade
Strong
Score: 87/100

The Florist is a credit union based in Roswell, New Mexico, established in 1969, with $7 million in total assets serving 671 members. By Trust Grade it ranks 29th of 37 credit unions we track in New Mexico. Its net worth ratio of 14.7% is stronger than 53% of similarly sized credit unions, versus a New Mexico median of 13.2%. It posted a loss over the most recent period (-0.35% return on assets), a point to watch. No consumer complaints against The Florist appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.4M
<$100M institution
Members
671
Shares & deposits
Net worth ratio
14.7%
Top 47% of <$100M peers · New Mexico median 13.2%
Return on assets
-0.4%
Bottom 15% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#29
of 37 credit unions

How The Florist compares to New Mexico peers

Net worth ratio
Top 47% of <$100M peers
The Florist
14.7%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
The Florist
-0.4%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded The Florist

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (14.7% capital ratio)
  • Unprofitable over the period (ROA -0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Florist over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at The Florist insured?

Yes. The Florist is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Florist: frequently asked questions

Is The Florist a good credit union?

The Florist earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Unprofitable over the period (ROA -0.35%).

Is The Florist NCUA-insured?

Yes. The Florist is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is The Florist?

The Florist holds $7 million in total assets, ranking 29th of 37 credit unions we track in New Mexico. It serves 671 members.

Does The Florist have CFPB complaints?

No CFPB complaints against The Florist appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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