Skip to main content
credit union

Rincones Presbyterian

Chacon, NM · Est. 1960
B
Trust Grade
Strong
Score: 88/100

Rincones Presbyterian is a credit union based in Chacon, New Mexico, established in 1960, with $6 million in total assets serving 696 members. By Trust Grade it ranks 28th of 37 credit unions we track in New Mexico. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Rincones Presbyterian appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.2M
<$100M institution
Members
696
Shares & deposits
Net worth ratio
10.2%
Bottom 19% of <$100M peers · New Mexico median 13.2%
Return on assets
0.6%
Top 49% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#28
of 37 credit unions

How Rincones Presbyterian compares to New Mexico peers

Net worth ratio
Bottom 19% of <$100M peers
Rincones Presbyterian
10.2%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Rincones Presbyterian
0.6%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Rincones Presbyterian

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rincones Presbyterian over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rincones Presbyterian insured?

Yes. Rincones Presbyterian is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rincones Presbyterian: frequently asked questions

Is Rincones Presbyterian a good credit union?

Rincones Presbyterian earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.64%).

Is Rincones Presbyterian NCUA-insured?

Yes. Rincones Presbyterian is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rincones Presbyterian?

Rincones Presbyterian holds $6 million in total assets, ranking 28th of 37 credit unions we track in New Mexico. It serves 696 members.

Does Rincones Presbyterian have CFPB complaints?

No CFPB complaints against Rincones Presbyterian appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Deming Schools Employees
credit union · Deming, NM · $5M assets
The Florist
credit union · Roswell, NM · $7M assets
Quay Schools
credit union · Tucumcari, NM · $8M assets
U-1st Community
credit union · Carlsbad, NM · $10M assets
Mt Taylor
credit union · Milan, NM · $2M assets
Internationalites
credit union · Carlsbad, NM · $11M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →