credit union

Questa

Questa, NM · Est. 1959
A
Trust Grade
Excellent
Score: 98/100

Questa is a credit union based in Questa, New Mexico, established in 1959, with $32 million in total assets serving 2,098 members. By Trust Grade it ranks 10th of 37 credit unions we track in New Mexico. Its net worth ratio of 22.5% is stronger than 84% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 3.27% return on assets. No consumer complaints against Questa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.0M
<$100M institution
Members
2,098
Shares & deposits
—
Net worth ratio
22.5%
Top 16% of <$100M peers · New Mexico median 13.2%
Return on assets
3.3%
Top 2% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#10
of 37 credit unions

How Questa compares to New Mexico peers

Net worth ratio
Top 16% of <$100M peers
Questa
22.5%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Questa
3.3%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Questa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.5% capital ratio)
  • Strongly profitable (ROA 3.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Questa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Questa insured?

Yes. Questa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Questa: frequently asked questions

Is Questa a good credit union?

Questa earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Strongly profitable (ROA 3.27%).

Is Questa NCUA-insured?

Yes. Questa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Questa?

Questa holds $32 million in total assets, ranking 10th of 37 credit unions we track in New Mexico. It serves 2,098 members.

Does Questa have CFPB complaints?

No CFPB complaints against Questa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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