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credit union

Los Alamos Schools

Los Alamos, NM · Est. 1955
A
Trust Grade
Excellent
Score: 96/100

Los Alamos Schools is a credit union based in Los Alamos, New Mexico, established in 1955, with $32 million in total assets serving 2,221 members. By Trust Grade it ranks 18th of 37 credit unions we track in New Mexico. Its net worth ratio of 11.6% trails most similarly sized credit unions (30th percentile), versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Los Alamos Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.2M
<$100M institution
Members
2,221
Shares & deposits
Net worth ratio
11.6%
Bottom 30% of <$100M peers · New Mexico median 13.2%
Return on assets
0.9%
Top 34% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#18
of 37 credit unions

How Los Alamos Schools compares to New Mexico peers

Net worth ratio
Bottom 30% of <$100M peers
Los Alamos
11.6%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Los Alamos
0.9%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Los Alamos Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Los Alamos Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Los Alamos Schools insured?

Yes. Los Alamos Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Los Alamos Schools: frequently asked questions

Is Los Alamos Schools a good credit union?

Los Alamos Schools earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.92%).

Is Los Alamos Schools NCUA-insured?

Yes. Los Alamos Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Los Alamos Schools?

Los Alamos Schools holds $32 million in total assets, ranking 18th of 37 credit unions we track in New Mexico. It serves 2,221 members.

Does Los Alamos Schools have CFPB complaints?

No CFPB complaints against Los Alamos Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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