Skip to main content
credit union

Four Corners

Kirtland, NM · Est. 1965
B
Trust Grade
Strong
Score: 85/100

Four Corners is a credit union based in Kirtland, New Mexico, established in 1965, with $15 million in total assets serving 4,634 members. By Trust Grade it ranks 30th of 37 credit unions we track in New Mexico. Its net worth ratio of 20.6% is stronger than 80% of similarly sized credit unions, versus a New Mexico median of 13.2%. It posted a loss over the most recent period (-0.49% return on assets), a point to watch. No consumer complaints against Four Corners appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.1M
<$100M institution
Members
4,634
Shares & deposits
Net worth ratio
20.6%
Top 20% of <$100M peers · New Mexico median 13.2%
Return on assets
-0.5%
Bottom 13% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#30
of 37 credit unions

How Four Corners compares to New Mexico peers

Net worth ratio
Top 20% of <$100M peers
Four Corners
20.6%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of <$100M peers
Four Corners
-0.5%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Four Corners

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (20.6% capital ratio)
  • Unprofitable over the period (ROA -0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Four Corners over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Four Corners insured?

Yes. Four Corners is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Four Corners: frequently asked questions

Is Four Corners a good credit union?

Four Corners earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (20.6% capital ratio); Unprofitable over the period (ROA -0.49%).

Is Four Corners NCUA-insured?

Yes. Four Corners is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Four Corners?

Four Corners holds $15 million in total assets, ranking 30th of 37 credit unions we track in New Mexico. It serves 4,634 members.

Does Four Corners have CFPB complaints?

No CFPB complaints against Four Corners appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

High Desert Community
credit union · Aztec, NM · $18M assets
Internationalites
credit union · Carlsbad, NM · $11M assets
U-1st Community
credit union · Carlsbad, NM · $10M assets
Quay Schools
credit union · Tucumcari, NM · $8M assets
The Florist
credit union · Roswell, NM · $7M assets
Cuba
credit union · Cuba, NM · $24M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →