North Jersey
North Jersey is a credit union based in Totowa, New Jersey, established in 1936, with $257 million in total assets serving 27,820 members. By Trust Grade it ranks 56th of 127 credit unions we track in New Jersey. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against North Jersey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Jersey compares to New Jersey peers
How we graded North Jersey
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Jersey over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at North Jersey insured?
Yes. North Jersey is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Jersey: frequently asked questions
Is North Jersey a good credit union?
North Jersey earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.78%).
Is North Jersey NCUA-insured?
Yes. North Jersey is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is North Jersey?
North Jersey holds $257 million in total assets, ranking 56th of 127 credit unions we track in New Jersey. It serves 27,820 members.
Does North Jersey have CFPB complaints?
No CFPB complaints against North Jersey appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
