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credit union

Greater Alliance

Paramus, NJ · Est. 1937
C
Trust Grade
Average
Score: 77/100

Greater Alliance is a credit union based in Paramus, New Jersey, established in 1937, with $251 million in total assets serving 21,559 members. By Trust Grade it ranks 111th of 127 credit unions we track in New Jersey. Its net worth ratio of 8.6% trails most similarly sized credit unions (10th percentile), versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Greater Alliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$251.3M
$100M–1B institution
Members
21,559
Shares & deposits
Net worth ratio
8.6%
Bottom 10% of $100M–1B peers · New Jersey median 13.9%
Return on assets
-0.1%
Bottom 6% of $100M–1B peers · New Jersey median 0.26%
Rank in New Jersey
#111
of 127 credit unions

How Greater Alliance compares to New Jersey peers

Net worth ratio
Bottom 10% of $100M–1B peers
Greater Alliance
8.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Greater Alliance
-0.1%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Greater Alliance

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (8.6% capital ratio)
  • Unprofitable over the period (ROA -0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Alliance over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Alliance insured?

Yes. Greater Alliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Alliance: frequently asked questions

Is Greater Alliance a good credit union?

Greater Alliance earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Unprofitable over the period (ROA -0.06%).

Is Greater Alliance NCUA-insured?

Yes. Greater Alliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Alliance?

Greater Alliance holds $251 million in total assets, ranking 111th of 127 credit unions we track in New Jersey. It serves 21,559 members.

Does Greater Alliance have CFPB complaints?

No CFPB complaints against Greater Alliance appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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