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Atlantic Health Employees

Summit, NJ · Est. 1974
B
Trust Grade
Strong
Score: 87/100

Atlantic Health Employees is a credit union based in Summit, New Jersey, established in 1974, with $29 million in total assets serving 5,434 members. By Trust Grade it ranks 78th of 127 credit unions we track in New Jersey. Its net worth ratio of 10.6% trails most similarly sized credit unions (21th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Atlantic Health Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.6M
<$100M institution
Members
5,434
Shares & deposits
Net worth ratio
10.6%
Bottom 21% of <$100M peers · New Jersey median 13.9%
Return on assets
0.3%
Bottom 34% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#78
of 127 credit unions

How Atlantic Health Employees compares to New Jersey peers

Net worth ratio
Bottom 21% of <$100M peers
Atlantic Health
10.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Atlantic Health
0.3%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Atlantic Health Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Atlantic Health Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Atlantic Health Employees insured?

Yes. Atlantic Health Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Atlantic Health Employees: frequently asked questions

Is Atlantic Health Employees a good credit union?

Atlantic Health Employees earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.28%).

Is Atlantic Health Employees NCUA-insured?

Yes. Atlantic Health Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Atlantic Health Employees?

Atlantic Health Employees holds $29 million in total assets, ranking 78th of 127 credit unions we track in New Jersey. It serves 5,434 members.

Does Atlantic Health Employees have CFPB complaints?

No CFPB complaints against Atlantic Health Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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