Community Financial Services
Community Financial Services is a credit union based in Roselle, New Jersey, established in 1949, with $32 million in total assets serving 2,718 members. By Trust Grade it ranks 101st of 127 credit unions we track in New Jersey. Its net worth ratio of 13.1% trails most similarly sized credit unions (42th percentile), versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.89% return on assets), a point to watch. No consumer complaints against Community Financial Services appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Financial Services compares to New Jersey peers
How we graded Community Financial Services
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Unprofitable over the period (ROA -0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Financial Services over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Financial Services insured?
Yes. Community Financial Services is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Financial Services: frequently asked questions
Is Community Financial Services a good credit union?
Community Financial Services earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Unprofitable over the period (ROA -0.89%).
Is Community Financial Services NCUA-insured?
Yes. Community Financial Services is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Financial Services?
Community Financial Services holds $32 million in total assets, ranking 101st of 127 credit unions we track in New Jersey. It serves 2,718 members.
Does Community Financial Services have CFPB complaints?
No CFPB complaints against Community Financial Services appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
