Heard A.M.E.
Heard A.M.E. is a credit union based in Roselle, New Jersey, established in 1980, with $174 thousand in total assets serving 189 members. By Trust Grade it ranks 91st of 127 credit unions we track in New Jersey. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 2.61% return on assets. No consumer complaints against Heard A.M.E. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heard A.M.E. compares to New Jersey peers
How we graded Heard A.M.E.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 2.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heard A.M.E. over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Heard A.M.E. insured?
Yes. Heard A.M.E. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heard A.M.E.: frequently asked questions
Is Heard A.M.E. a good credit union?
Heard A.M.E. earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 2.61%).
Is Heard A.M.E. NCUA-insured?
Yes. Heard A.M.E. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Heard A.M.E.?
Heard A.M.E. holds $0 million in total assets, ranking 91st of 127 credit unions we track in New Jersey. It serves 189 members.
Does Heard A.M.E. have CFPB complaints?
No CFPB complaints against Heard A.M.E. appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
