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credit union

Messiah Baptist Church

East Orange, NJ · Est. 1973
B
Trust Grade
Strong
Score: 84/100

Messiah Baptist Church is a credit union based in East Orange, New Jersey, established in 1973, with $908 thousand in total assets serving 167 members. By Trust Grade it ranks 94th of 127 credit unions we track in New Jersey. Its net worth ratio of 8.1% trails most similarly sized credit unions (5th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Messiah Baptist Church appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$908K
<$100M institution
Members
167
Shares & deposits
Net worth ratio
8.1%
Bottom 5% of <$100M peers · New Jersey median 13.9%
Return on assets
1.5%
Top 16% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#94
of 127 credit unions

How Messiah Baptist Church compares to New Jersey peers

Net worth ratio
Bottom 5% of <$100M peers
Messiah Baptist
8.1%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Messiah Baptist
1.5%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Messiah Baptist Church

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.1% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Messiah Baptist Church over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Messiah Baptist Church insured?

Yes. Messiah Baptist Church is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Messiah Baptist Church: frequently asked questions

Is Messiah Baptist Church a good credit union?

Messiah Baptist Church earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 1.46%).

Is Messiah Baptist Church NCUA-insured?

Yes. Messiah Baptist Church is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Messiah Baptist Church?

Messiah Baptist Church holds $1 million in total assets, ranking 94th of 127 credit unions we track in New Jersey. It serves 167 members.

Does Messiah Baptist Church have CFPB complaints?

No CFPB complaints against Messiah Baptist Church appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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