Skip to main content
credit union

Gaf Linden Employees

Parsippany, NJ · Est. 1937
C
Trust Grade
Average
Score: 73/100

Gaf Linden Employees is a credit union based in Parsippany, New Jersey, established in 1937, with $4 million in total assets serving 477 members. By Trust Grade it ranks 119th of 127 credit unions we track in New Jersey. Its net worth ratio of 16.8% is stronger than 65% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-7.06% return on assets), a point to watch. No consumer complaints against Gaf Linden Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.2M
<$100M institution
Members
477
Shares & deposits
Net worth ratio
16.8%
Top 35% of <$100M peers · New Jersey median 13.9%
Return on assets
-7.1%
Bottom 1% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#119
of 127 credit unions

How Gaf Linden Employees compares to New Jersey peers

Net worth ratio
Top 35% of <$100M peers
Gaf Linden
16.8%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of <$100M peers
Gaf Linden
-7.1%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Gaf Linden Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (16.8% capital ratio)
  • Unprofitable over the period (ROA -7.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gaf Linden Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gaf Linden Employees insured?

Yes. Gaf Linden Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gaf Linden Employees: frequently asked questions

Is Gaf Linden Employees a good credit union?

Gaf Linden Employees earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Unprofitable over the period (ROA -7.06%).

Is Gaf Linden Employees NCUA-insured?

Yes. Gaf Linden Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gaf Linden Employees?

Gaf Linden Employees holds $4 million in total assets, ranking 119th of 127 credit unions we track in New Jersey. It serves 477 members.

Does Gaf Linden Employees have CFPB complaints?

No CFPB complaints against Gaf Linden Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Bayonne City Employees
credit union · Bayonne, NJ · $4M assets
Trenton Nj Firemen
credit union · Trenton, NJ · $4M assets
Metrex
credit union · Kenilworth, NJ · $4M assets
Paterson Police
credit union · Paterson, NJ · $5M assets
N. J. Latvian
credit union · Freehold, NJ · $5M assets
New Community
credit union · Newark, NJ · $3M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →