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credit union

Bayonne City Employees

Bayonne, NJ · Est. 1949
A
Trust Grade
Excellent
Score: 92/100

Bayonne City Employees is a credit union based in Bayonne, New Jersey, established in 1949, with $4 million in total assets serving 706 members. By Trust Grade it ranks 43rd of 127 credit unions we track in New Jersey. Its net worth ratio of 27.5% is stronger than 92% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Bayonne City Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.1M
<$100M institution
Members
706
Shares & deposits
Net worth ratio
27.5%
Top 8% of <$100M peers · New Jersey median 13.9%
Return on assets
0.2%
Bottom 30% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#43
of 127 credit unions

How Bayonne City Employees compares to New Jersey peers

Net worth ratio
Top 8% of <$100M peers
Bayonne City
27.5%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Bayonne City
0.2%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Bayonne City Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (27.5% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bayonne City Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bayonne City Employees insured?

Yes. Bayonne City Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bayonne City Employees: frequently asked questions

Is Bayonne City Employees a good credit union?

Bayonne City Employees earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (27.5% capital ratio); Profitable (ROA 0.20%).

Is Bayonne City Employees NCUA-insured?

Yes. Bayonne City Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bayonne City Employees?

Bayonne City Employees holds $4 million in total assets, ranking 43rd of 127 credit unions we track in New Jersey. It serves 706 members.

Does Bayonne City Employees have CFPB complaints?

No CFPB complaints against Bayonne City Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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