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Newark Post Office Employees

Newark, NJ · Est. 1924
C
Trust Grade
Average
Score: 73/100

Newark Post Office Employees is a credit union based in Newark, New Jersey, established in 1924, with $2 million in total assets serving 942 members. By Trust Grade it ranks 125th of 127 credit unions we track in New Jersey. Its net worth ratio of 32.2% is stronger than 95% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-4.45% return on assets), a point to watch. No consumer complaints against Newark Post Office Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2M
<$100M institution
Members
942
Shares & deposits
Net worth ratio
32.2%
Top 5% of <$100M peers · New Jersey median 13.9%
Return on assets
-4.4%
Bottom 2% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#125
of 127 credit unions

How Newark Post Office Employees compares to New Jersey peers

Net worth ratio
Top 5% of <$100M peers
Newark Post
32.2%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Newark Post
-4.4%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Newark Post Office Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (32.2% capital ratio)
  • Unprofitable over the period (ROA -4.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Newark Post Office Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Newark Post Office Employees insured?

Yes. Newark Post Office Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Newark Post Office Employees: frequently asked questions

Is Newark Post Office Employees a good credit union?

Newark Post Office Employees earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (32.2% capital ratio); Unprofitable over the period (ROA -4.45%).

Is Newark Post Office Employees NCUA-insured?

Yes. Newark Post Office Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Newark Post Office Employees?

Newark Post Office Employees holds $2 million in total assets, ranking 125th of 127 credit unions we track in New Jersey. It serves 942 members.

Does Newark Post Office Employees have CFPB complaints?

No CFPB complaints against Newark Post Office Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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