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credit union

Public Service E.D. Trenton

Mercerville, NJ · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Public Service E.D. Trenton is a credit union based in Mercerville, New Jersey, established in 1956, with $3 million in total assets serving 241 members. By Trust Grade it ranks 11th of 127 credit unions we track in New Jersey. Its net worth ratio of 47.2% is stronger than 99% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Public Service E.D. Trenton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7M
<$100M institution
Members
241
Shares & deposits
Net worth ratio
47.2%
Top 1% of <$100M peers · New Jersey median 13.9%
Return on assets
1.2%
Top 22% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#11
of 127 credit unions

How Public Service E.D. Trenton compares to New Jersey peers

Net worth ratio
Top 1% of <$100M peers
Public Service
47.2%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Public Service
1.2%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Public Service E.D. Trenton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (47.2% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Public Service E.D. Trenton over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Public Service E.D. Trenton insured?

Yes. Public Service E.D. Trenton is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Public Service E.D. Trenton: frequently asked questions

Is Public Service E.D. Trenton a good credit union?

Public Service E.D. Trenton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (47.2% capital ratio); Strongly profitable (ROA 1.23%).

Is Public Service E.D. Trenton NCUA-insured?

Yes. Public Service E.D. Trenton is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Public Service E.D. Trenton?

Public Service E.D. Trenton holds $3 million in total assets, ranking 11th of 127 credit unions we track in New Jersey. It serves 241 members.

Does Public Service E.D. Trenton have CFPB complaints?

No CFPB complaints against Public Service E.D. Trenton appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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