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credit union

Rutgers

New Brunswick, NJ · Est. 1954
A
Trust Grade
Excellent
Score: 96/100

Rutgers is a credit union based in New Brunswick, New Jersey, established in 1954, with $81 million in total assets serving 6,470 members. By Trust Grade it ranks 29th of 127 credit unions we track in New Jersey. Its net worth ratio of 11.6% trails most similarly sized credit unions (30th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Rutgers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$81.4M
<$100M institution
Members
6,470
Shares & deposits
Net worth ratio
11.6%
Bottom 30% of <$100M peers · New Jersey median 13.9%
Return on assets
1.4%
Top 18% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#29
of 127 credit unions

How Rutgers compares to New Jersey peers

Net worth ratio
Bottom 30% of <$100M peers
Rutgers
11.6%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of <$100M peers
Rutgers
1.4%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Rutgers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rutgers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rutgers insured?

Yes. Rutgers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rutgers: frequently asked questions

Is Rutgers a good credit union?

Rutgers earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.37%).

Is Rutgers NCUA-insured?

Yes. Rutgers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rutgers?

Rutgers holds $81 million in total assets, ranking 29th of 127 credit unions we track in New Jersey. It serves 6,470 members.

Does Rutgers have CFPB complaints?

No CFPB complaints against Rutgers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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