Central Jersey
Central Jersey is a credit union based in Woodbridge, New Jersey, established in 1936, with $94 million in total assets serving 5,939 members. By Trust Grade it ranks 66th of 127 credit unions we track in New Jersey. Its net worth ratio of 10.3% trails most similarly sized credit unions (19th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Central Jersey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Jersey compares to New Jersey peers
How we graded Central Jersey
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Jersey over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Jersey insured?
Yes. Central Jersey is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Jersey: frequently asked questions
Is Central Jersey a good credit union?
Central Jersey earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.64%).
Is Central Jersey NCUA-insured?
Yes. Central Jersey is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Jersey?
Central Jersey holds $94 million in total assets, ranking 66th of 127 credit unions we track in New Jersey. It serves 5,939 members.
Does Central Jersey have CFPB complaints?
No CFPB complaints against Central Jersey appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
