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credit union

Pahranagat Valley

Alamo, NV · Est. 1958
B
Trust Grade
Strong
Score: 87/100

Pahranagat Valley is a credit union based in Alamo, Nevada, established in 1958, with $39 million in total assets serving 2,241 members. By Trust Grade it ranks 12th of 13 credit unions we track in Nevada. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Nevada median of 12.4%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Pahranagat Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$38.7M
<$100M institution
Members
2,241
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · Nevada median 12.4%
Return on assets
0.7%
Top 45% of <$100M peers · Nevada median 0.95%
Rank in Nevada
#12
of 13 credit unions

How Pahranagat Valley compares to Nevada peers

Net worth ratio
Bottom 15% of <$100M peers
Pahranagat Valley
9.7%
Nevada median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Pahranagat Valley
0.7%
Nevada median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Pahranagat Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pahranagat Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pahranagat Valley insured?

Yes. Pahranagat Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pahranagat Valley: frequently asked questions

Is Pahranagat Valley a good credit union?

Pahranagat Valley earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.70%).

Is Pahranagat Valley NCUA-insured?

Yes. Pahranagat Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pahranagat Valley?

Pahranagat Valley holds $39 million in total assets, ranking 12th of 13 credit unions we track in Nevada. It serves 2,241 members.

Does Pahranagat Valley have CFPB complaints?

No CFPB complaints against Pahranagat Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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