Elko
Elko is a credit union based in Elko, Nevada, established in 1960, with $349 million in total assets serving 18,634 members. By Trust Grade it ranks 3rd of 13 credit unions we track in Nevada. Its net worth ratio of 13.0% is stronger than 72% of similarly sized credit unions, versus a Nevada median of 12.4%. It was profitable over the most recent period, with a 2.27% return on assets. No consumer complaints against Elko appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Elko compares to Nevada peers
How we graded Elko
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 2.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Elko over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Elko insured?
Yes. Elko is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Elko: frequently asked questions
Is Elko a good credit union?
Elko earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 2.27%).
Is Elko NCUA-insured?
Yes. Elko is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Elko?
Elko holds $349 million in total assets, ranking 3rd of 13 credit unions we track in Nevada. It serves 18,634 members.
Does Elko have CFPB complaints?
No CFPB complaints against Elko appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
