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credit union

Wolf Point

Wolf Point, MT · Est. 1963
A
Trust Grade
Excellent
Score: 95/100

Wolf Point is a credit union based in Wolf Point, Montana, established in 1963, with $23 million in total assets serving 3,236 members. By Trust Grade it ranks 19th of 41 credit unions we track in Montana. Its net worth ratio of 17.6% is stronger than 69% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Wolf Point appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.0M
<$100M institution
Members
3,236
Shares & deposits
Net worth ratio
17.6%
Top 31% of <$100M peers · Montana median 11.9%
Return on assets
0.7%
Top 46% of <$100M peers · Montana median 0.78%
Rank in Montana
#19
of 41 credit unions

How Wolf Point compares to Montana peers

Net worth ratio
Top 31% of <$100M peers
Wolf Point
17.6%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Wolf Point
0.7%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Wolf Point

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (17.6% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wolf Point over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wolf Point insured?

Yes. Wolf Point is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wolf Point: frequently asked questions

Is Wolf Point a good credit union?

Wolf Point earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Profitable (ROA 0.68%).

Is Wolf Point NCUA-insured?

Yes. Wolf Point is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wolf Point?

Wolf Point holds $23 million in total assets, ranking 19th of 41 credit unions we track in Montana. It serves 3,236 members.

Does Wolf Point have CFPB complaints?

No CFPB complaints against Wolf Point appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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