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credit union

The Family First

Great Falls, MT · Est. 1956
A
Trust Grade
Excellent
Score: 95/100

The Family First is a credit union based in Great Falls, Montana, established in 1956, with $18 million in total assets serving 1,689 members. By Trust Grade it ranks 18th of 41 credit unions we track in Montana. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against The Family First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.6M
<$100M institution
Members
1,689
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Montana median 11.9%
Return on assets
1.4%
Top 18% of <$100M peers · Montana median 0.78%
Rank in Montana
#18
of 41 credit unions

How The Family First compares to Montana peers

Net worth ratio
Bottom 26% of <$100M peers
The Family
11.2%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of <$100M peers
The Family
1.4%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded The Family First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Family First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at The Family First insured?

Yes. The Family First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Family First: frequently asked questions

Is The Family First a good credit union?

The Family First earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.38%).

Is The Family First NCUA-insured?

Yes. The Family First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is The Family First?

The Family First holds $18 million in total assets, ranking 18th of 41 credit unions we track in Montana. It serves 1,689 members.

Does The Family First have CFPB complaints?

No CFPB complaints against The Family First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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