Lutheran
Lutheran is a credit union based in Saint Louis, Missouri, established in 2014, with $40 million in total assets serving 4,471 members. By Trust Grade it ranks 60th of 89 credit unions we track in Missouri. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Lutheran appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lutheran compares to Missouri peers
How we graded Lutheran
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lutheran over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lutheran insured?
Yes. Lutheran is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lutheran: frequently asked questions
Is Lutheran a good credit union?
Lutheran earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.90%).
Is Lutheran NCUA-insured?
Yes. Lutheran is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lutheran?
Lutheran holds $40 million in total assets, ranking 60th of 89 credit unions we track in Missouri. It serves 4,471 members.
Does Lutheran have CFPB complaints?
No CFPB complaints against Lutheran appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
