Shelter Insurance
Shelter Insurance is a credit union based in Columbia, Missouri, established in 1979, with $40 million in total assets serving 2,887 members. By Trust Grade it ranks 17th of 89 credit unions we track in Missouri. Its net worth ratio of 13.9% trails most similarly sized credit unions (48th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Shelter Insurance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Shelter Insurance compares to Missouri peers
How we graded Shelter Insurance
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Shelter Insurance over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Shelter Insurance insured?
Yes. Shelter Insurance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Shelter Insurance: frequently asked questions
Is Shelter Insurance a good credit union?
Shelter Insurance earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.81%).
Is Shelter Insurance NCUA-insured?
Yes. Shelter Insurance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Shelter Insurance?
Shelter Insurance holds $40 million in total assets, ranking 17th of 89 credit unions we track in Missouri. It serves 2,887 members.
Does Shelter Insurance have CFPB complaints?
No CFPB complaints against Shelter Insurance appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
