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credit union

St. Joseph Teachers'

Saint Joseph, MO · Est. 1931
A
Trust Grade
Excellent
Score: 93/100

St. Joseph Teachers' is a credit union based in Saint Joseph, Missouri, established in 1931, with $9 million in total assets serving 1,090 members. By Trust Grade it ranks 41st of 89 credit unions we track in Missouri. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against St. Joseph Teachers' appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.7M
<$100M institution
Members
1,090
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Missouri median 11.4%
Return on assets
1.2%
Top 25% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#41
of 89 credit unions

How St. Joseph Teachers' compares to Missouri peers

Net worth ratio
Bottom 22% of <$100M peers
St. Joseph
10.7%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
St. Joseph
1.2%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded St. Joseph Teachers'

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Joseph Teachers' over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at St. Joseph Teachers' insured?

Yes. St. Joseph Teachers' is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Joseph Teachers': frequently asked questions

Is St. Joseph Teachers' a good credit union?

St. Joseph Teachers' earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.16%).

Is St. Joseph Teachers' NCUA-insured?

Yes. St. Joseph Teachers' is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is St. Joseph Teachers'?

St. Joseph Teachers' holds $9 million in total assets, ranking 41st of 89 credit unions we track in Missouri. It serves 1,090 members.

Does St. Joseph Teachers' have CFPB complaints?

No CFPB complaints against St. Joseph Teachers' appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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