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credit union

Fedco

Jefferson City, MO · Est. 1960
B
Trust Grade
Strong
Score: 87/100

Fedco is a credit union based in Jefferson City, Missouri, established in 1960, with $7 million in total assets serving 400 members. By Trust Grade it ranks 56th of 89 credit unions we track in Missouri. Its net worth ratio of 11.0% trails most similarly sized credit unions (25th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Fedco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.0M
<$100M institution
Members
400
Shares & deposits
Net worth ratio
11.0%
Bottom 25% of <$100M peers · Missouri median 11.4%
Return on assets
0.1%
Bottom 23% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#56
of 89 credit unions

How Fedco compares to Missouri peers

Net worth ratio
Bottom 25% of <$100M peers
Fedco
11.0%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Fedco
0.1%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Fedco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fedco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fedco insured?

Yes. Fedco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fedco: frequently asked questions

Is Fedco a good credit union?

Fedco earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.06%).

Is Fedco NCUA-insured?

Yes. Fedco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fedco?

Fedco holds $7 million in total assets, ranking 56th of 89 credit unions we track in Missouri. It serves 400 members.

Does Fedco have CFPB complaints?

No CFPB complaints against Fedco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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