Navigator
Navigator is a credit union based in Pascagoula, Mississippi, established in 1939, with $399 million in total assets serving 47,480 members. By Trust Grade it ranks 17th of 55 credit unions we track in Mississippi. Its net worth ratio of 17.9% is stronger than 95% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Navigator appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Navigator compares to Mississippi peers
How we graded Navigator
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Navigator over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Navigator insured?
Yes. Navigator is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Navigator: frequently asked questions
Is Navigator a good credit union?
Navigator earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 1.65%).
Is Navigator NCUA-insured?
Yes. Navigator is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Navigator?
Navigator holds $399 million in total assets, ranking 17th of 55 credit unions we track in Mississippi. It serves 47,480 members.
Does Navigator have CFPB complaints?
No CFPB complaints against Navigator appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
