Hope
Hope is a credit union based in Jackson, Mississippi, established in 1995, with $867 million in total assets serving 48,472 members. By Trust Grade it ranks 41st of 55 credit unions we track in Mississippi. Its net worth ratio of 16.4% is stronger than 92% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Hope appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hope compares to Mississippi peers
How we graded Hope
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Profitable (ROA 0.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hope over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hope insured?
Yes. Hope is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hope: frequently asked questions
Is Hope a good credit union?
Hope earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Profitable (ROA 0.03%).
Is Hope NCUA-insured?
Yes. Hope is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hope?
Hope holds $867 million in total assets, ranking 41st of 55 credit unions we track in Mississippi. It serves 48,472 members.
Does Hope have CFPB complaints?
No CFPB complaints against Hope appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
