Ampot
Ampot is a credit union based in Hamilton, Mississippi, established in 1969, with $15 million in total assets serving 2,173 members. By Trust Grade it ranks 52nd of 55 credit unions we track in Mississippi. Its net worth ratio of 11.3% trails most similarly sized credit unions (27th percentile), versus a Mississippi median of 16.4%. It posted a loss over the most recent period (-2.70% return on assets), a point to watch. No consumer complaints against Ampot appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ampot compares to Mississippi peers
How we graded Ampot
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Unprofitable over the period (ROA -2.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ampot over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ampot insured?
Yes. Ampot is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ampot: frequently asked questions
Is Ampot a good credit union?
Ampot earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Unprofitable over the period (ROA -2.70%).
Is Ampot NCUA-insured?
Yes. Ampot is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ampot?
Ampot holds $15 million in total assets, ranking 52nd of 55 credit unions we track in Mississippi. It serves 2,173 members.
Does Ampot have CFPB complaints?
No CFPB complaints against Ampot appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
