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credit union

Cm Members

Columbus, MS · Est. 1961
A
Trust Grade
Excellent
Score: 97/100

Cm Members is a credit union based in Columbus, Mississippi, established in 1961, with $16 million in total assets serving 1,797 members. By Trust Grade it ranks 19th of 55 credit unions we track in Mississippi. Its net worth ratio of 15.5% is stronger than 59% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Cm Members appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.4M
<$100M institution
Members
1,797
Shares & deposits
Net worth ratio
15.5%
Top 41% of <$100M peers · Mississippi median 16.4%
Return on assets
0.9%
Top 36% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#19
of 55 credit unions

How Cm Members compares to Mississippi peers

Net worth ratio
Top 41% of <$100M peers
Cm Members
15.5%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Cm Members
0.9%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cm Members

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (15.5% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cm Members over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cm Members insured?

Yes. Cm Members is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cm Members: frequently asked questions

Is Cm Members a good credit union?

Cm Members earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.88%).

Is Cm Members NCUA-insured?

Yes. Cm Members is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cm Members?

Cm Members holds $16 million in total assets, ranking 19th of 55 credit unions we track in Mississippi. It serves 1,797 members.

Does Cm Members have CFPB complaints?

No CFPB complaints against Cm Members appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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