Northridge Community
Northridge Community is a credit union based in Virginia, Minnesota, established in 1957, with $110 million in total assets serving 7,962 members. By Trust Grade it ranks 13th of 81 credit unions we track in Minnesota. Its net worth ratio of 15.7% is stronger than 89% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 2.54% return on assets. No consumer complaints against Northridge Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northridge Community compares to Minnesota peers
How we graded Northridge Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 2.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northridge Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northridge Community insured?
Yes. Northridge Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northridge Community: frequently asked questions
Is Northridge Community a good credit union?
Northridge Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 2.54%).
Is Northridge Community NCUA-insured?
Yes. Northridge Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northridge Community?
Northridge Community holds $110 million in total assets, ranking 13th of 81 credit unions we track in Minnesota. It serves 7,962 members.
Does Northridge Community have CFPB complaints?
No CFPB complaints against Northridge Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
