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credit union

Hibbing Cooperative

Hibbing, MN · Est. 1938
A
Trust Grade
Excellent
Score: 98/100

Hibbing Cooperative is a credit union based in Hibbing, Minnesota, established in 1938, with $111 million in total assets serving 8,057 members. By Trust Grade it ranks 8th of 81 credit unions we track in Minnesota. Its net worth ratio of 18.2% is stronger than 96% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against Hibbing Cooperative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$110.8M
$100M–1B institution
Members
8,057
Shares & deposits
Net worth ratio
18.2%
Top 4% of $100M–1B peers · Minnesota median 12.2%
Return on assets
2.0%
Top 3% of $100M–1B peers · Minnesota median 0.86%
Rank in Minnesota
#8
of 81 credit unions

How Hibbing Cooperative compares to Minnesota peers

Net worth ratio
Top 4% of $100M–1B peers
Hibbing Cooperative
18.2%
Minnesota median
12.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Hibbing Cooperative
2.0%
Minnesota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Hibbing Cooperative

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.2% capital ratio)
  • Strongly profitable (ROA 2.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hibbing Cooperative over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hibbing Cooperative insured?

Yes. Hibbing Cooperative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hibbing Cooperative: frequently asked questions

Is Hibbing Cooperative a good credit union?

Hibbing Cooperative earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.2% capital ratio); Strongly profitable (ROA 2.03%).

Is Hibbing Cooperative NCUA-insured?

Yes. Hibbing Cooperative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hibbing Cooperative?

Hibbing Cooperative holds $111 million in total assets, ranking 8th of 81 credit unions we track in Minnesota. It serves 8,057 members.

Does Hibbing Cooperative have CFPB complaints?

No CFPB complaints against Hibbing Cooperative appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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