St. Paul
St. Paul is a credit union based in Saint Paul, Minnesota, established in 1953, with $262 million in total assets serving 15,143 members. By Trust Grade it ranks 31st of 81 credit unions we track in Minnesota. Its net worth ratio of 12.3% is stronger than 63% of similarly sized credit unions, versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against St. Paul appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Paul compares to Minnesota peers
How we graded St. Paul
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Paul over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. Paul insured?
Yes. St. Paul is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Paul: frequently asked questions
Is St. Paul a good credit union?
St. Paul earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.62%).
Is St. Paul NCUA-insured?
Yes. St. Paul is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. Paul?
St. Paul holds $262 million in total assets, ranking 31st of 81 credit unions we track in Minnesota. It serves 15,143 members.
Does St. Paul have CFPB complaints?
No CFPB complaints against St. Paul appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
