Building Trades
Building Trades is a credit union based in Maple Grove, Minnesota, established in 1959, with $245 million in total assets serving 19,005 members. By Trust Grade it ranks 35th of 81 credit unions we track in Minnesota. Its net worth ratio of 10.9% trails most similarly sized credit unions (44th percentile), versus a Minnesota median of 12.2%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Building Trades appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Building Trades compares to Minnesota peers
How we graded Building Trades
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Building Trades over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Building Trades insured?
Yes. Building Trades is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Building Trades: frequently asked questions
Is Building Trades a good credit union?
Building Trades earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Strongly profitable (ROA 1.11%).
Is Building Trades NCUA-insured?
Yes. Building Trades is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Building Trades?
Building Trades holds $245 million in total assets, ranking 35th of 81 credit unions we track in Minnesota. It serves 19,005 members.
Does Building Trades have CFPB complaints?
No CFPB complaints against Building Trades appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
