Southeast Michigan State Employees
Southeast Michigan State Employees is a credit union based in West Bloomfield, Michigan, established in 1952, with $52 million in total assets serving 3,124 members. By Trust Grade it ranks 49th of 170 credit unions we track in Michigan. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Southeast Michigan State Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southeast Michigan State Employees compares to Michigan peers
How we graded Southeast Michigan State Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southeast Michigan State Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southeast Michigan State Employees insured?
Yes. Southeast Michigan State Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southeast Michigan State Employees: frequently asked questions
Is Southeast Michigan State Employees a good credit union?
Southeast Michigan State Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.18%).
Is Southeast Michigan State Employees NCUA-insured?
Yes. Southeast Michigan State Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southeast Michigan State Employees?
Southeast Michigan State Employees holds $52 million in total assets, ranking 49th of 170 credit unions we track in Michigan. It serves 3,124 members.
Does Southeast Michigan State Employees have CFPB complaints?
No CFPB complaints against Southeast Michigan State Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
