Polish-American
Polish-American is a credit union based in Troy, Michigan, established in 1976, with $188 million in total assets serving 7,404 members. By Trust Grade it ranks 15th of 170 credit unions we track in Michigan. Its net worth ratio of 12.9% is stronger than 71% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Polish-American appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Polish-American compares to Michigan peers
How we graded Polish-American
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Polish-American over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Polish-American insured?
Yes. Polish-American is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Polish-American: frequently asked questions
Is Polish-American a good credit union?
Polish-American earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.35%).
Is Polish-American NCUA-insured?
Yes. Polish-American is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Polish-American?
Polish-American holds $188 million in total assets, ranking 15th of 170 credit unions we track in Michigan. It serves 7,404 members.
Does Polish-American have CFPB complaints?
No CFPB complaints against Polish-American appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
