Wildfire
Wildfire is a credit union based in Saginaw, Michigan, established in 1937, with $1.2 billion in total assets serving 50,257 members. By Trust Grade it ranks 104th of 170 credit unions we track in Michigan. Its net worth ratio of 10.9% is stronger than 53% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Wildfire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wildfire compares to Michigan peers
How we graded Wildfire
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wildfire over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wildfire insured?
Yes. Wildfire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wildfire: frequently asked questions
Is Wildfire a good credit union?
Wildfire earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.47%).
Is Wildfire NCUA-insured?
Yes. Wildfire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wildfire?
Wildfire holds $1.2 billion in total assets, ranking 104th of 170 credit unions we track in Michigan. It serves 50,257 members.
Does Wildfire have CFPB complaints?
No CFPB complaints against Wildfire appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
