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credit union

Flagship Community

Port Huron, MI · Est. 1959
A
Trust Grade
Excellent
Score: 93/100

Flagship Community is a credit union based in Port Huron, Michigan, established in 1959, with $34 million in total assets serving 3,048 members. By Trust Grade it ranks 83rd of 170 credit unions we track in Michigan. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Flagship Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.5M
<$100M institution
Members
3,048
Shares & deposits
Net worth ratio
11.4%
Bottom 28% of <$100M peers · Michigan median 11.7%
Return on assets
0.6%
Top 49% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#83
of 170 credit unions

How Flagship Community compares to Michigan peers

Net worth ratio
Bottom 28% of <$100M peers
Flagship Community
11.4%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
Flagship Community
0.6%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Flagship Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Flagship Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Flagship Community insured?

Yes. Flagship Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Flagship Community: frequently asked questions

Is Flagship Community a good credit union?

Flagship Community earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.63%).

Is Flagship Community NCUA-insured?

Yes. Flagship Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Flagship Community?

Flagship Community holds $34 million in total assets, ranking 83rd of 170 credit unions we track in Michigan. It serves 3,048 members.

Does Flagship Community have CFPB complaints?

No CFPB complaints against Flagship Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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