Community Financial
Community Financial is a credit union based in Plymouth, Michigan, established in 1951, with $1.5 billion in total assets serving 86,442 members. By Trust Grade it ranks 156th of 170 credit unions we track in Michigan. Its net worth ratio of 10.1% trails most similarly sized credit unions (33th percentile), versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.05% return on assets), a point to watch. No consumer complaints against Community Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Financial compares to Michigan peers
How we graded Community Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Unprofitable over the period (ROA -0.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community Financial insured?
Yes. Community Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Financial: frequently asked questions
Is Community Financial a good credit union?
Community Financial earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Unprofitable over the period (ROA -0.05%).
Is Community Financial NCUA-insured?
Yes. Community Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community Financial?
Community Financial holds $1.5 billion in total assets, ranking 156th of 170 credit unions we track in Michigan. It serves 86,442 members.
Does Community Financial have CFPB complaints?
No CFPB complaints against Community Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
