West Michigan Postal Service
West Michigan Postal Service is a credit union based in Muskegon, Michigan, established in 1952, with $7 million in total assets serving 811 members. By Trust Grade it ranks 67th of 170 credit unions we track in Michigan. Its net worth ratio of 12.8% trails most similarly sized credit unions (39th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against West Michigan Postal Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Michigan Postal Service compares to Michigan peers
How we graded West Michigan Postal Service
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Michigan Postal Service over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at West Michigan Postal Service insured?
Yes. West Michigan Postal Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Michigan Postal Service: frequently asked questions
Is West Michigan Postal Service a good credit union?
West Michigan Postal Service earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.63%).
Is West Michigan Postal Service NCUA-insured?
Yes. West Michigan Postal Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is West Michigan Postal Service?
West Michigan Postal Service holds $7 million in total assets, ranking 67th of 170 credit unions we track in Michigan. It serves 811 members.
Does West Michigan Postal Service have CFPB complaints?
No CFPB complaints against West Michigan Postal Service appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
