credit union

I.M. Detroit District

Detroit, MI · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

I.M. Detroit District is a credit union based in Detroit, Michigan, established in 1957, with $2 million in total assets serving 58 members. By Trust Grade it ranks 31st of 170 credit unions we track in Michigan. Its net worth ratio of 26.1% is stronger than 91% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against I.M. Detroit District appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0M
<$100M institution
Members
58
Shares & deposits
—
Net worth ratio
26.1%
Top 9% of <$100M peers · Michigan median 11.7%
Return on assets
2.0%
Top 7% of <$100M peers · Michigan median 0.79%
Rank in Michigan
#31
of 170 credit unions

How I.M. Detroit District compares to Michigan peers

Net worth ratio
Top 9% of <$100M peers
I.M. Detroit
26.1%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
I.M. Detroit
2.0%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded I.M. Detroit District

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (26.1% capital ratio)
  • Strongly profitable (ROA 1.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for I.M. Detroit District over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at I.M. Detroit District insured?

Yes. I.M. Detroit District is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

I.M. Detroit District: frequently asked questions

Is I.M. Detroit District a good credit union?

I.M. Detroit District earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.1% capital ratio); Strongly profitable (ROA 1.99%).

Is I.M. Detroit District NCUA-insured?

Yes. I.M. Detroit District is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is I.M. Detroit District?

I.M. Detroit District holds $2 million in total assets, ranking 31st of 170 credit unions we track in Michigan. It serves 58 members.

Does I.M. Detroit District have CFPB complaints?

No CFPB complaints against I.M. Detroit District appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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