Limestone Financial
Limestone Financial is a credit union based in Manistique, Michigan, established in 1954, with $81 million in total assets serving 4,871 members. By Trust Grade it ranks 124th of 170 credit unions we track in Michigan. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Limestone Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Limestone Financial compares to Michigan peers
How we graded Limestone Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Limestone Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Limestone Financial insured?
Yes. Limestone Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Limestone Financial: frequently asked questions
Is Limestone Financial a good credit union?
Limestone Financial earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.44%).
Is Limestone Financial NCUA-insured?
Yes. Limestone Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Limestone Financial?
Limestone Financial holds $81 million in total assets, ranking 124th of 170 credit unions we track in Michigan. It serves 4,871 members.
Does Limestone Financial have CFPB complaints?
No CFPB complaints against Limestone Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
