South Central
South Central is a credit union based in Jackson, Michigan, established in 1954, with $85 million in total assets serving 6,814 members. By Trust Grade it ranks 99th of 170 credit unions we track in Michigan. Its net worth ratio of 14.3% is stronger than 50% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against South Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Central compares to Michigan peers
How we graded South Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Profitable (ROA 0.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Central insured?
Yes. South Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Central: frequently asked questions
Is South Central a good credit union?
South Central earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.26%).
Is South Central NCUA-insured?
Yes. South Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Central?
South Central holds $85 million in total assets, ranking 99th of 170 credit unions we track in Michigan. It serves 6,814 members.
Does South Central have CFPB complaints?
No CFPB complaints against South Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
